Proverbs 20:16-30
The moral of the story is found in verse 16. We do not know the original story, but the theme is repeated over and over in human history. One example is the subprime mortgage crisis of the mid-2000s. Banks lent money to people who had no business borrowing. Building a house of cards, massive amounts of debt were incurred, and those who couldn't pay defaulted, and the house of cards fell. It was a massive financial crisis hurting almost everyone. The judgments handed down were painful. In verse 16 we see that the one who makes loans to unworthy persons will have even their garments taken from them to cover their losses. Lending is generally frowned on in the Bible, especially lending with interest. It is especially condemned as a means of becoming rich at the expense of the poor. There is no pity for the person lending for that purpose. When the house of cards falls, they will lose all they have without pity. Since our entire economic system is based on lending and interest, one is wise to wonder about our supposed security.
An even harsher judgment is expressed in verse 17. We often consider our course of actions with a very short vision. We imagine what we gain immediately as the only consequence of our choices. By dishonest or false means we gain what we desire but fail to consider the long-term effects. The thrill of porn, the profit of dishonest investment, and the delight of empty calories are all examples. At the moment we tend not to consider the addiction, the arrest, or the morbid obesity. Instead of eating a pastry, we find we are breaking our teeth on stones. While this principle and proverb applies to every circumstance, the context and proximity to verse 16 need to be taken into account. When the allure of easy financial gain of a dishonest nature is presented to us, we need to remember human economic theory falls apart before Divine justice.
"Lord, help me be scrupulously honest in all of my financial dealings. AMEN."